Next-Gen TOOLS and NEXT-CHAPTER Planning guidance for People Over 50 ready to make change happen.
Start where you are and go from there.
From money to meaning, clarify what matters to you now, understand any trade-offs, and navigate the retirement runway with confidence and momentum
Uncover the style of retirement (or semi-retirement) you’re actually wired for — so decisions feel natural, not forced.
Discover ideas you may never have considered, but that deliver meaning, energy, and satisfaction in spades.
50 On Up Group Mini Workshop + Course
Includes Expert-Partnered Content
Start with a free clarity scan
5-mins
NO SPAM. No pressure.
Answer a few quick questions
(across your 7 life domains).
See your personalised results — including your strengths and blind spots that could be holding you back.
Get your Summary & Report
(with a flexibility score + insights).
See your personalised results — including your strengths and blind spots that could be holding you back.
Share with loved ones — and keep your original Change Ready Check Up to track progress. Share with loved ones — and keep your original Check Up to track progress over time.
Found it helpful?
Move from clarity to early momentum with a
7 day Next Chapter Readiness Sprint
$79 $149
Secure One of 20 Spots to:
Go deeper into your status, strengths, risks and work on them in a fully supported group environment, with 2
1 hour weekly lives and Q&As with the founders Ruth and/or Tony
Book your 10 minute call with us to see if its a fit for you.
NO procrastination. just momentum.
What happens next depends on where you want to head and what you need to keep moving forward.
Cherry pick from the affordable mini-workshops, courses, coaching and tools you need.
Some people start with money.
Others with health, work, or meaning.
There’s no right order
After your Next-Gen Planning Jump Start Course, others like you dive deeper into the following areas.
Finance and Budget
Is Professional Advice Worth It for You?
For Do-It-Yourself Retirement Planners
Find out if you would benefit from the right kind of professional help and what it could do for you.
Not all professionals will suit everyone, but everyone has a limit to their skills, knowledge and expertise.
From tax-lawyers, estate planning lawyers, superannuation lawyers, accountants, life insurers, medical insurance brokers to financial planners.
Quiz
30 minute Workshop
Free
Find Your
Best Financial Lever
Explore The Proven Levers Used to Stretch Savings without Impacting Your Lifestyle Stop Work Sooner.
From Downsizing and Geo Arbitration to strategic timing this workshop puts your options in perspective and reveals how even in 2026, the former middle class are navigating new terrain in uncertain times.
Bonus Video and Quiz
What kind of professional you need and if it will help you.
For Do It Yourself Planners
2 Hour Live Workshop
Workbook
Q&A Curated
(Submit your questions in advance)
Q&A Live
Hosted by Tony Pereira
and Professional Financial Planner
(Tony's friend)
$79 $29
Get Your
Money Habits in Order
For under-spenders to over-spenders and anyone on between
Reveal your real spending patterns.
Tame your budget without restriction or guilt.
See the unconscious habits shaping your financial decisions — and realign them with the life you actually want.
From the psychology of underspending and overspending no matter what your bias you'll find what you need.
Couples and solo versions available
2 Hour Live Workshop
Workbook
Hosted by Ruth Hayden
and Tony Pereira
with Guest Psychologist
$79 $29
Work and Income
Find out how rescillient your Income Streams Are Today?
Robotics, AI, stagflation and geo-political unrest, are changing the certainty of previously stable pathways to freedom.
From professionals, trades, to superannuation and pensions, understanding how robust your ideas are is one piece of clarity no one can afford to miss in 2026.
Based on trusted expert voices in the space we help you weigh up your situation
Join us for a
Personalised Assessment
30 minute Workshop
Free
Find an AI Resistent Income
Streams aligned with your strengths
Explore realistic ways to supplement or replace your income — or reduce financial pressure — using skills, experience, and interests that technology can’t easily replace.
No hustle culture. No reinvention myths. Just grounded options that fit your energy, values, and stage of life.
2 Hour Live Workshop
Workbook
Q&A Curated
(Submit your questions in advance)
Q&A Live
Hosted by Ruth Hayden
and Tony Pereira
$79 $29
Discover Your
Happy Income Earner
Archetype
Uncover the style of (Semi-retirement) you’re actually wired for — so decisions feel natural, not forced.
Discover earning ideas and lifestyle balancing activities you may never have considered, that deliver meaning, energy, and satisfaction in spades as you age.
2 Hour Live Workshop
Workbook
Q&A Curated
(Submit your questions in advance)
Q&A Live
Hosted by Ruth Hayden
and Tony Pereira
$79 $29
Meaning, Purpose & Happiness
Blitz Your Bucket list
Retirement for late boomers and Gen Xers
is a work in progress.
Stopping and sipping Mai Tai's at sunset for 15 years on different beaches isn't for most.
Nor is it the standard exclusive expression of wealth spent sampling Michelin star restaurants across Europe until your arteries need unclogging isn't it either.
From relaxing to life meaning, skill development to making new social connections the bucket list of yesteryear won't surfice
In this short workshop we show you how to prioritise your bucket list without regret and how you can make the most of your last active years using a proven framework
Join us for a
Personalised Assessment
30 minute Workshop
Free
10x Your Meaning and Happiness
Find your meaning and happiness outside your work and the relationships you cherish
Happiness experts have debunked the idea that money alone creates fulfillment.
Build a personal toolkit of meaning-rich habits, perspectives, and practices — tailored to your personality and life stage.
50 On Up Group, Mini Course, Mini Workshop
Includes Expert-Partnered Content
Explore realistic ways to build happiness and meaning — regardless of wealth level — using fully researched methods, shared by leaders in the space.
No life wheels and coloured pens like that of a typical life coaching system.
No the best things in life are free manifestos.
Just grounded methods and awareness checkins that fit your values, stage of life and level of age-related cynisism.
2 Hour Live Workshop
Workbook
Q&A Curated
(Submit your questions in advance)
Q&A Live
Hosted by Ruth Hayden
and Tony Pereira
$79 $29
Discover Your
Fulfilment Retirement Archetype
Uncover the style of retirement (or semi-retirement) you’re actually wired for — so decisions feel natural, not forced.
Discover ideas and lifestyle activities you may never have considered, that deliver meaning, energy, and satisfaction in spades.
50 On Up Group Mini Workshop + Course
Includes Expert-Partnered Content
Wellness, Health Span and Mobility
Increase Your Health Span Years
Complete an estimate of your health span and learn how to add more high-energy years using simple, science-backed habits — without extreme routines or biohacking obsession.
50 On Up Group Mini Workshop + Course
Includes Expert-Partnered Content
Find Your Best-Fit Lifestyle, Location, and People
If your money doesn’t stretch far enough where you are, explore realistic alternatives — places and lifestyles where your finances and vitality go further.
From downsizing to relocating to reshaping your social world, this is about fit — not sacrifice.
50 On Up Group Mini Workshop + Course
Includes Expert-Partnered Content
Lifestyle, Location and People
How to cut the fog and find your way to a full life worth living
From downsizing to relocating to reshaping your social world, this is about fit — not sacrifice.
Find Your Best-Fit Lifestyle, Location, and People
If your money doesn’t stretch far enough where you are, explore realistic alternatives — places and lifestyles where your finances and vitality go further.
Your Legacy, Your Life
Explore the reality of leaving a legacy.
Relocation Resources
The Risks of Relocation laid bare
From tax traps to readjustment pitfalls.
This assessment and workshop will get you started
50 On Up Group Mini Workshop + Course
Includes Expert-Partnered Content
Find Your Best-Fit Lifestyle, Location, and People
If your money doesn’t stretch far enough where you are, explore realistic alternatives — places and lifestyles where your finances and vitality go further.
This tool will take the guesswork out of finding your best options and give you a shortlist of your best options replete with any trade offs and risks
Relocation Coaching
Become a Founding Member
Free for
Get full access to the 50 On Up framework as it evolves.
Join a small, thoughtful community of people navigating life after 50 — asking better questions, sharing real experiences, and growing options together.
As a founding member, you’ll:
Access all core tools, mini-courses, and workshops.
Get your questions answered directly in a private group with the founders
Help shape what 50 On Up becomes next
No hype. No pressure. Just clarity, support, and momentum — at your pace.
Give Us Early Feedback - Become a founding member
These reflections come from early users who reviewed the site during its initial release.
“This gave me a roadmap to re-focus on what matters most.” “I knew I was slowing down, but I didn’t realize how much my daily choices were cutting into my healthy years. The Check Up helped me see small shifts I could make straight away—and gave me the motivation to get moving again.”
“We discovered completely different priorities.” “My partner and I took the Check Up separately, and comparing results sparked the best conversation we’ve had in years. It showed us where we’re aligned—and where we need to plan together.”
“It wasn’t money holding me back — it was flexibility.” “I thought my finances were fine, but the Snapshot showed me I was relying too much on one income source. That wake-up call pushed me to diversify—and now I feel more secure about the years ahead.”
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